the Deposit Accounts Agreement
JPMorgan NJ Tax Free Income Fund
JPMorgan Tax-Free Income Fund
J.P. Morgan Funds Distributor, Inc.
Reich & Tang Distributors Inc.
Reich & Tang
Asset Managanent L.P
the New Jersey Daily Municipal Income Fund, Inc.
JPMorgan Intermediate Tax-Free Income
the General Terms For Accounts and Services
JPMorgan Fleming
International Equity Fund