Private Wealth Advisor

Morgan Stanley Wealth Management

Financial Advisor

JPMorgan Chase & Co.

FXD

Morgan Stanley Smith Barney LLC

Morgan Stanley CLIENT FINANCIAL ADVISOR

Average Life

SIPC

Put

CPN

ODI

Goldman Sachs Group Inc.

Capital Securities & CoCos

FLOATS BA2e

BAC

QDI

Available Moody's/ Issuer / Asset Group / Industry / Comments Coupon/ Maturity Call Date/ Price Yields'

BANK OF AMERICA CORP

FLOATS THEREAFTER

MS Hybrid Capital Securities & CoCos

Commodity Brokers & Services

Optional Call

MS Finance

BAI

New York